Thursday 19 July 2012

Where To Invest Your Money In 2012?

Where To Invest Your Money In 2012?

The first two steps in managing the money include, setting goals and making a monthly budget. Only after doing this we can start talking about how and where we keep our savings and where to invest money.
If we skip the first two steps, most likely, not the third step we will pay all due attention and finally the results are not expected.


Save some money should not be our ultimate goal, although this is an important and necessary step on the road to financial success. The money saved in labor income has not kept at home or in a checking account because in this way, for every day that passes, we will lose purchasing power, the savings have to invest so as to make a profit.

Given the uncertainty about the global economy's main concern in the financial landscape is where to invest, comparing traditional alternatives with less conventional options.

In this context, investors are turning to fixed income investments that provide lower yields while producing low levels of risk. Businesses such as CDT's, certificates of deposit, consisting of the deposit of an amount of money over a period of time in exchange for a return previously established where the greater the time and the amount to invest, the more will also return.

Investments in equities have higher returns but with higher risk because although estimates are not known with certainty the final result.

Looking at investment options less conventional real estate funds are emerging as a good alternative to combine the security of real estate business in the profitability of commercial businesses.

This method consists in the joint purchase of real estate projects such as shopping centers, offices, warehouses and local outdoor class tenants through Real Estate Investment Trusts.

Investment in real estate funds generated returns combined, first perceived the product fixed monthly rents of buildings and other self-recovery of an investment in real estate.

The joint acquisition diversifies the risk, minimizes administration costs, minimizes the potential impact of unemployment of one of the buildings and provides outputs in case you want to liquidate the investment, all with the continuous support of experts and administration of a Trust increasing the level of confidence in your investment.

There are many ways to invest in and according to our knowledge, experience or risk we are willing to take invest in one form or another. What all have in common expert investors, regardless of whether conservative or to risk a lot, is diversification.

We must diversify our investments. Never, under any circumstances, invest all your money on one product or one sector. Do not bet everything on one card. If you hand out your investment in different markets, different types of securities, the loss of one may be offset by credits earned in the other.

You may not have ever spent, and now you're thinking that successful investing is something reserved for a handful of people lucky or special skills needed to do and it is not at all. Anyone can become a successful investor, but as everything in life is not easy, it has to spend much time preparing. You cannot expect to invest in the stock market without knowing a thing about stock market and become a millionaire in the blink of an eye, it can also occur, but it is highly unlikely.